Risk Disclosure
Conceptual Healthcare Corporation, Destin, Florida · Revised January 1, 2026
Trading digital commodities involves substantial risk of loss. You may lose some or all of your invested capital. Do not trade with funds you cannot afford to lose. Past performance does not guarantee future results. This disclosure does not constitute financial, investment, or tax advice.
HealthCoin (HC) and HCC tokens are digital commodities whose value is determined by open market forces. Their prices can increase or decrease significantly, rapidly, and without warning. There is no central authority, government guarantee, or deposit insurance protecting the value of your HC holdings. You may sustain losses exceeding your initial position size in leveraged or derivatives markets (if offered).
HC is designed with a fixed supply schedule inspired by Bitcoin's halving model. HC is distributed across 7 eras. In each successive era, the HC reward per verified health activity is reduced by 50%. This means early participants earn HC at higher rates than later participants. The halving schedule creates deflationary pressure on HC supply but does not guarantee appreciation in price. Halving events are predetermined and cannot be modified by CHC once the chain is live.
Trading HC may generate taxable events under US federal and state tax law. Specifically:
- Capital Gains/Losses: Gains and losses from dispositions of HC are reportable on IRS Form 8949 and Schedule D. Short-term and long-term treatment depends on your holding period.
- Wellness-Earned HC: HC earned through health activities is treated as ordinary income at fair market value at the time of receipt (IRC §61) with a zero cost basis.
- 1099-B: HC.exchange issues IRS Form 1099-B for reportable dispositions. Additional state tax obligations may apply.
Consult a qualified tax advisor before trading. CHC does not provide tax advice and is not responsible for your individual tax obligations.
Nothing on HC.exchange — including charts, pricing data, order book data, analytics, community discussions, or any communication from CHC — constitutes investment advice, financial advice, or a recommendation to buy, sell, or hold any digital commodity or other asset. CHC employees and affiliates may hold HC and HCC tokens. You are solely responsible for your own investment decisions.
Conceptual Healthcare Corporation · Destin, Florida
support@conceptualhealth.com