Question 1

What is HC.exchange?

Accepted Answer

HC.exchange is the Health Commodity Exchange™ — the health-native commodity exchange built by Conceptual Health. Users earn HealthCoin Rewards (HCR) through verified health activities in the GuardianOrb™ app, then trade HCR and community health chain tokens on the open market.

Question 2

What is the HCR supply cap?

Accepted Answer

HealthCoin Rewards (HCR) has a hard supply cap of 21 billion HCR — Bitcoin-inspired scarcity. All 21B HCR were mined at genesis across 7 allocation blocks (Foundation Reserve, Ecosystem Growth, Community Mining Pool, Clinical Partners, Developer Fund, Community Airdrop, Strategic Reserve). No new HCR can ever be created.

Question 3

How do I earn HealthCoin Rewards (HCR)?

Accepted Answer

HCR is earned from the Community Mining Pool through verified health activities in the GuardianOrb™ app: gym visits, step tracking, clinical appointments, medication adherence, and preventive screenings. Each verified activity credits HCR from the mining pool directly to your wellness wallet.

Question 4

Is HC.exchange IRS compliant?

Accepted Answer

HCR is classified as a digital commodity under IRC §1221. HC.exchange provides full IRS Form 1099-B reporting, FIFO cost-basis lot tracking, and W-9/KYC compliance for USD withdrawals. Wellness-earned tokens have zero cost basis per IRC §61.

Question 5

What are community health chains?

Accepted Answer

Community health chains are specialized tokens built on top of HCR for specific health categories. Pilot chains include Mental Health Coin (MHC), Diabetes Management Coin (DMC), and Fitness Coin (FTC). Organizations can apply to acquire or create new chains aligned with the 8 Conceptual Health axes.